SPECIALIST ADVICE
Self-employed mortgages
Mortgage advice for sole traders, contractors, partners and limited-company directors.
Present your income properly
Mortgage advice for sole traders, contractors, partners and limited-company directors.
Sole traders
Use accounts and tax calculations to evidence income.
Company directors
Assess salary, dividends, profit and ownership.
Contractors
Some lenders may use contract value or day rate.
Recent growth
Choose a lender whose income approach fits.
Self-employed mortgages FAQs
Can you help throughout the UK?
Yes. We advise clients across the UK.
Does an initial conversation affect my credit score?
No. An initial conversation does not involve a lender credit search.
What will I need?
Requirements depend on the case, but usually include identification, income, bank statements and property details.
YOUR SMART MORTGAGES CONTACT
Discuss your plans with the right adviser.
We’ll match you with the adviser best suited to your circumstances.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Commercial mortgages, bridging finance and some buy-to-let arrangements are not regulated mortgage contracts. Smart Mortgages Limited is authorised and regulated by the FCA, reference 912358.