LOCAL MORTGAGE ADVICE
Mortgage advisers in Derry
Smart Mortgages was built in Derry and has helped local buyers, homeowners, landlords and business owners for almost a decade. Our headquarters team combines local knowledge with access to lenders across the UK.
Local expertise. National reach.
Our established Derry team handles everything from first homes and remortgages to commercial property, portfolio lending, later-life borrowing and complex company-director income.
NI Co-Ownership and low-deposit buying
Local guidance backed by whole-of-market lender access.
Self-employed and limited-company director income
Local guidance backed by whole-of-market lender access.
Foreign income and cross-border employment
Local guidance backed by whole-of-market lender access.
Buy-to-let, HMO and commercial property
Local guidance backed by whole-of-market lender access.
Areas we serve
WatersideCitysideEglintonClaudyStrabaneNorth West
Frequently asked questions
Can I meet a mortgage adviser in Derry?
Yes. Appointments can be arranged at our Columba Terrace office, by telephone or online.
Can you help with NI Co-Ownership?
Yes. We can explain how Co-Ownership may fit alongside other low-deposit mortgage options and assess eligibility based on your circumstances.
Do you advise company directors and self-employed clients?
Yes. This is one of our core areas, including cases involving salary, dividends, net profit and retained profit.
Talk to the Derry team
Choose an in-person, telephone or video appointment.