SPECIALIST ADVICE
Business loans
Business borrowing should reflect the amount required, repayment capacity, intended use and the time over which the investment creates value. We help established firms present a clear funding case.
Match business funding to its purpose
Business borrowing should reflect the amount required, repayment capacity, intended use and the time over which the investment creates value. We help established firms present a clear funding case.
Working capital
Fund eligible short-term needs while protecting day-to-day cash flow.
Equipment
Compare loans and asset-backed routes for machinery, vehicles or technology.
Growth
Support recruitment, new locations, acquisitions or capacity expansion.
Refinancing
Review existing commitments and whether a more suitable structure is available.
Business loans FAQs
Will I need to give a personal guarantee?
Many business lenders require guarantees from directors or owners. Terms should be understood before proceeding.
How quickly can funding complete?
Timescales depend on the lender, amount, security, accounts and complexity. No completion date is guaranteed.
Are business loans regulated by the FCA?
Many forms of business lending fall outside regulated mortgage protections. We will explain the position relevant to the proposed facility.
YOUR SMART MORTGAGES CONTACT
Discuss your plans with the right adviser.
Aaron will review the business purpose and connect you with the appropriate funding specialist.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Commercial mortgages, bridging finance and some buy-to-let arrangements are not regulated mortgage contracts. Smart Mortgages Limited is authorised and regulated by the FCA, reference 912358.