SPECIALIST ADVICE
Complex mortgages
Practical routes forward when your income, credit or property does not fit a standard box.
Complex does not mean impossible
Practical routes forward when your income, credit or property does not fit a standard box.
Unusual income
Foreign currency, bonuses, RSUs and multiple jobs.
Company directors
Retained profit and recent growth.
Residency and visas
Eligible visas, overseas ties and expat circumstances.
High-value borrowing
Detailed packaging for larger loans.
Complex mortgages FAQs
Can you help throughout the UK?
Yes. We advise clients across the UK.
Does an initial conversation affect my credit score?
No. An initial conversation does not involve a lender credit search.
What will I need?
Requirements depend on the case, but usually include identification, income, bank statements and property details.
YOUR SMART MORTGAGES CONTACT
Discuss your plans with the right adviser.
We’ll match you with the adviser best suited to your circumstances.
Important: Your home may be repossessed if you do not keep up repayments on your mortgage. Commercial mortgages, bridging finance and some buy-to-let arrangements are not regulated mortgage contracts. Smart Mortgages Limited is authorised and regulated by the FCA, reference 912358.