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Smart Mortgages

Clear mortgage, protection and specialist finance advice across Northern Ireland, Scotland and the UK.

Support for vulnerable customers

Help and information

Guides and resourcesMortgage toolsTrust, fees and regulationFinancial Ombudsman Service

Contact

028 7131 1103tasks@smart-mortgages.co.ukWork with us
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Smart Mortgages Limited is authorised and regulated by the Financial Conduct Authority. Financial Services Register number 912358. Registered in Northern Ireland No. NI642513.

There will be no fee for mortgage advice. There may be a fee for arranging a mortgage. The precise amount will depend upon your circumstances, but we estimate it to be between £250 for a standard mortgage and £1,500 for a complex mortgage.

Commercial mortgages and some bridging and buy-to-let arrangements are not regulated mortgage contracts. Information is general guidance only. Calculator results are illustrative and are not a mortgage offer.

If you remain unhappy after our final response, you may be able to refer your complaint to the Financial Ombudsman Service. Eligibility and time limits apply.

© 2026 Smart Mortgages Limited.